We send to 5 destinations
Espiral USA

Exchange rateswith no fine print.

A flat $2.99 fee and the same exchange rate you saw when you got your quote. Thirteen years moving payments in Mexico, now sending to five destinations.

Create account
Transfer type
USD
Updating exchange rate…
The recipient receives
—

Estimated delivery: today, in minutes

Thirteen years moving payments in Mexico.

13
years in market
13,000+
businesses served
$15B+
volume processed
100K+
transactions a month

Cumulative metrics from the Espiral Mexico platform.

Guadalajara, MX · Since 2013

We started in Guadalajara in 2013 and today we process payments for thousands of businesses across Mexico. The United States is the next step, on the same infrastructure and the same controls.

Who it's for

One service, two ways to use it.

We move money for people and businesses, from supporting family to paying suppliers abroad. The experience fits the way you need to send.

Individuals

Send money to your family at the rate you were quoted, with same-day delivery.

  • Flat $2.99 fee per transfer
  • Deposit to a bank account or digital wallet
  • Save recipients and send again in seconds
  • Personal support in Spanish
Open an account

Businesses

Pay suppliers abroad, from a single transfer to full payroll.

  • Pay a supplier without opening an account in their country
  • Schedule recurring payments and save recipients
  • Payroll and bulk payments by file or API
  • Records and reconciliations for your accounting
Open a business account

Many payments a month, or need it in your own system? Talk to sales

Where we send.

We only open a new destination once we have proven its payment route end to end.

From the United StatesUSD
  • MexicoMXN
  • ColombiaCOP
  • BrazilBRL
  • United KingdomGBP
  • EuropeRegionEUR

We verify you once.

Federal law requires us to verify your identity. We do it once, and after that every transfer takes under a minute from your phone.

Step 1 of 3

Step 1 of 3

Create your account

With your email or phone and one government issued ID. Most accounts are ready in under five minutes.

Woman checking her phone and identification at home.

How we protect your money.

Sending money should not be an act of faith. Here is who moves the funds, where they are held, and what happens if something fails.

Who transmits the money

Espiral US LLC is not a bank and does not take deposits. Money transmission in the United States is carried out by Bridge Building Inc., a money transmitter licensed in the 33 states where we operate.

Bridge Building Inc. · NMLS #2450917

Where the funds are held

While your transfer is in flight, funds sit in accounts at Lead Bank, Bridge's receiving bank, separate from the company's operating money. We do not invest or lend them.

Segregated accounts at regulated banks

If something goes wrong

You have 30 minutes to cancel at no cost after paying, and 180 days to report an error. If a transfer cannot be delivered, the refund is processed automatically.

30 min to cancel · 180 days to report

Before your first transfer.

What people ask before sending money for the first time.