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Terms and Conditions

Last updated: July 2026

This is a placeholder for the Espiral USA Terms and Conditions. Please read these terms and conditions carefully before using Our Service.

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Disclosures. Espiral US LLC is not a bank and does not accept deposits. Money transmission services in the United States are provided by Bridge Building Inc., NMLS #2450917, a licensed money transmitter in the states published at bridge.xyz/legal/licenses. US dollar deposits are received into accounts at Lead Bank. Espiral US LLC is not a money transmitter and does not hold customer funds.

Your rights. You may cancel a transfer at no cost within 30 minutes of payment, provided the funds have not been picked up or deposited. If you think there was an error, you have 180 days to report it. See your receipt for the contact details of your state regulator and the Consumer Financial Protection Bureau (CFPB), 1-855-411-2372, consumerfinance.gov.

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